The Globe Life Young American Plan

The most opportune time to establish a children's life insurance policy is when they're young and enjoy great health. Serious illness or injury reduces the likelihood of qualifying for life insurance in the future. The Young American Plan can form the beginning of a lifetime estate and serves as a way to protect your child's ability to qualify for life insurance later in life.

Pending acceptance, each policy begins cash value whole life insurance coverage worth up to $25,000. $1* gets you started for the first three months. Premiums are determined by state on the application form. Premiums are guaranteed to never increase, thus rates remain the same throughout your child's life. Regardless of future age, occupation or health conditions, their rate will always remain the same. As long as premiums are paid, the Young American Plan cannot be canceled at a later time.

The Young American Plan is one of the easiest and most affordable ways to help create an important financial foundation for your children. The application process is simple and everything is handled online and through mail. Experience for yourself why thousands of parents and grandparents across the country apply every week.

*$1 pays the premium for one month in FL and MI.

Burial Insurance / Final Expense Insurance

Globe Life is well suited for individuals looking for burial insurance or final expense insurance. Globe Life policies provide outstanding and affordable financial coverage, ranging up to $30,000. Each policy comes with a 30-day money-back guarantee. The face amount is payable upon death of the insured and is free of federal tax. No medical exam is required in order to qualify and the application process is entirely online, no agent will call you.

Burial insurance policies feature an easy qualification process, low face amounts and affordable premiums. Protect against the rising cost of funeral expenses with burial insurance.

The Globe Life Insurance Application Process

Applying for a policy from Globe Life is a simple process that requires no more than 10 minutes and no medical exam. The application is completed entirely online without an agent and at your convenience. Simply fill in the forms including the insured's name and address as well as the policyholder's name and address. Include the policy billing information and you're on your way with full protection on the first day. There is no waiting period.

Globe Life Insurance fills in a niche not covered by the typical life insurance products offered through your employer. It can be used to supplement life insurance issued by your employer, maintaining coverage even if you become unemployed. The full benefit of your Globe Life policy is paid in addition to any other coverage you may have and is paid directly to the beneficiary you choose.

Globe Life Insurance Questions

Several important questions and their respective answers have been listed below to help you decide whether or not Globe Life Insurance is appropriate for your needs:

What are the various uses for life insurance from Globe Life?

Globe Life Insurance provides up to $30,000 financial support for mortgage, rent, auto loans, unpaid credit cards, hospital or doctor bills, funeral expenses and cemetary costs.

When is the best time to start coverage?

Because insurance rates increase as you get older, the sooner you start a plan, the better your rates will be.

Why should I choose Globe Life Insurance for my coverage?

Globe Life Insurance is rated A+ Superior from A.M. Best and currently insures 2.5 million policiholders.

Do I require a medical exam to be eligible for coverage?

No. No medical or physical exam is required.

Is the insurance benefit taxed by the federal government?

No. The insurance benefit is paid free of federal income tax.

The ExtraLife Plan from Globe Life Insurance

Providing financial security and peace of mind for your loved ones is easier than ever with the Globe Life Insurance ExtraLife Plan. The ExtraLife adult life insurance plan is affordable and easy to understand. Best of all, it's guaranteed.

$1 covers the first month's premium and coverage ranges from $5,000, $10,000, $20,000 or $30,000. After the first month, rates are determined based on age.

Some of ExtraLife's guaranteed features include...

• Lifetime Coverage. Globe Life Insurance Company's ExtraLife product includes a lifetime guarantee. Health or occupation have no impact on the coverage.
• The benefit coverage remains level whether you opt for $5,000, $10,000, $20,000 or $30,000. Throughout your lifetime, coverage remains constant.
• 30-Day Money-Back Guarantee. Your satisfaction with the Globe Life Insurance Company's ExtraLife product is guaranteed. If within 30 days and for any reason you choose to discontinue coverage, Globe Life will fully refund your money, no questions asked.

Adult Life Insurance

Globe Life Insurance Company's adult life insurance is called ExtraLife and is available in a variety of affordable plans that are simple and guaranteed for life.

$1 gets you started for the first month of coverage for amounts including $5,000, $10,000, $20,000 or $30,000. After the first month, rates are determined based on age.

Some of ExtraLife's guaranteed features include...

• Lifetime Coverage. Globe Life Insurance Company's ExtraLife product includes a lifetime guarantee. Age, health or occupation have no impact on the coverage.
• The benefit coverage remains level whether you opt for $5,000, $10,000, $20,000 or $30,000. Throughout your lifetime, coverage remains constant.
• 30-Day Money-Back Guarantee. Your satisfaction with the Globe Life Insurance Company's ExtraLife product is guaranteed. If within 30 days and for any reason you choose to discontinue coverage, Globe Life will fully refund your money, no questions asked.

Children's Life Insurance

The Globe Life Insurance Young American Plan provides life insurance coverage for your children when they're young and healthy. The onset of a serious illness or injury could make insurance unaffordable or unavailable in the future.

$1 gets you started for the first month of coverage for amounts including $5,000, $10,000, $20,000 or $25,000. After the first month, rates are determined based on age.

The Young American Plan by Globe Life Insurance provides coverage for the lifetime of the insured. Regardless of future health, military service or other hazardous activities, your child remains insured for a lifetime. A cash value whole life policy provides coverage for your child. Premiums are guaranteed to remain level throughout the period of coverage; your child's entire life.

The low rates established by the Young American Plan remain the same, independent of future occupation, military service or other harzards. As long as premiums are paid, coverage cannot be canceled. Rates established today, remain the same for life. Affordable life insurance for your child.

Accidental Death Insurance

Accidental death insurance provides coverage in the event a life is unexpectedly lost to an accident. Are you financially prepared? Take advantage of Globe Life Insurance's accidental death insurance coverage, 24-hour-a-day protection for you and your family.

Did you know one American dies every 5 minutes as the result of an accident?* If you are between the ages of 18 and 69, your acceptance is guaranteed and backed by the solid protection from Globe Life Insurance in just minutes.

Accidental death insurance is a convenient way to provide you and your family the financial protection they deserve without having to carry a more expensive life insurance policy.

*2001 National Safety Council Injury Facts

About Globe Life and Accident Insurance Company

Globe Life And Accident Insurance Company currently has over $30 billion of insurance in force and over $1.4 billion in assets. With over 2.5 million policies in force, Globe Life is committed to providing every policyholder with a lifetime of superior service.

Globe continues to receive one of the highest national industry ratings - A+ Superior*. This rating is the second-highest awarded out of thirteen possible ratings based on the latest analysis of Globe's financial strength, management skill and integrity.

* A.M. Best Company - independent insurance analysts since 1899. This rating refers only to the overall financial status of the company and is not a recommendation of the specific policy provisions, rates or practices of the insurance company.

Affordable Life Insurance Quotes and Information

Look to OfficialQuote for affordable life insurance quotes...